About UMLF

Did you know that some of the most successful businesses in Utah started with a microenterprise loan?

Over the past twenty years, the Utah Microenterprise Loan Fund has worked in partnership with members of Utah’s financial banking community to help launch or expand more than 910 small businesses across the state.  We are a Community Development Financial Institution (CDFI) whose mission is to provide funding and management assistance to Utah’s new and existing entrepreneurs that cannot access traditional sources of funding.

Through our loans, we’ve been able to help people with low to moderate incomes create their own jobs (as well as others) and supplement their earnings, build assets and build wealth. We’ve helped women find the flexibility they need to balance their work and families.  We’ve also helped minorities, immigrants and people who have been injured in the workplace find economic security through ownership and operation of their own small businesses.

Whether a small business is a sole source of income or a crucial supplement, Utah microenterprise loans help provide the necessary capital to put individuals and families on the road to greater self-sufficiency. Working together with our clients and our financial partners, we build healthier families, stronger communities and most of all — brighter futures. 

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